To ensure a safe and successful Hastings Arts Trail for everyone, all participating artists and makers are required to hold current Public Liability Insurance.

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I have spoken to several artists about this and done my own research.

I personally have NAVA Premium Plus membership for their insurance cover and the added benefits they provide, along with their advocacy for the arts. Duck for Cover has a cheaper option which should see you covered till October 2025. 

 

Here are a some options to consider:

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1. Duck for Cover

• Focus: Low-cost Public Liability specifically for performers and artists.

• Cover until: October 12th, 2025.

• Cost: Around $58 for eligible Visual Artists (drawing, painting, sculpture, craft).

• Good for: Simple, affordable Public Liability- double check to make sure your art practice fits their criteria.

• Duck for Cover: www.duckforcover.com.au

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2. NAVA (National Association for the Visual Arts)

• Focus: Comprehensive insurance package (Public Liability, Professional Indemnity, Property, Personal Accident) included with Premium Plus Membership.

• Annual Membership Cost: $365.00 

• Key Benefits Beyond Insurance: Industry advice, resources, advocacy, discounts.

• Small Groups: NAVA's Premium Plus Membership may cover small groups (up to five people) working under a single ABN. Contact NAVA directly to confirm your group's eligibility.

• Good for: Professional artists seeking broad coverage, membership benefits, and potential group cover.

• NAVA Insurance: visualarts.net.au/Membership/insurance/

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3. BizCover - a broker which helps you find insurance suited to you 

• Focus: Online platform to compare quotes from various insurers for Public Liability and Professional Indemnity.

• Cost: Varies depending on your needs and the insurer you choose.

• Good for: Quickly comparing different insurance providers and finding a policy that suits your specific art practice and budget.

• BizCover: www.bizcover.com.au

If you have experience with any other companies which should be added to this list, please let me know!

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Important Disclaimer: Please note that the information provided here about Duck for Cover, NAVA, and BizCover is for informational purposes only and does not constitute an endorsement. Artists and makers are responsible for conducting their own research to determine if any insurance policy meets their individual needs and legal obligations. The Hastings Arts Trail and its organizers will not be held liable for any issues arising from an artist's choice of insurance provider or policy.