Hi everyone! We're so excited to be running the Hastings Arts Trail in 2026.

To ensure a safe and smooth event for all participants and visitors, we require all participating artists and makers to hold current Public Liability Insurance.

If you are participating in a shared venue, you may be covered by their insurance policy. It is up to each individual artist/maker/participant to ensure they have adequate cover for the trail. 

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I know it feels like a minefield so I've spoken to several artists and done some research for you.

Duck for Cover seems to have the cheapest option which should see you covered till October 2025. 

Here are a some options to consider:

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1. Duck for Cover

• Focus: Low-cost Public Liability specifically for performers and artists.

• Cover until: October 12th, 2026.

• Cost: * $59: Standard 'Visual Artist/Craft Artist' (drawing, painting, sculpture, craft).This will be for $30 million Public Liability until October 12th 2026.

• $77: If 'Fire' is added (e.g., firing work or raku firing).

• Includes: Creating, exhibiting, and selling work at markets and open studios, plus teaching art classes and workshops.

• Excludes: Photography, film making, animation, prop/set making, installations, sign writing, graphic design, fashion, jewellery, glass/metal work, and woodwork.

• Important Note: Cover applies to displaying your own artwork only. It does not cover "Property Owner" risks. If you are hosting, check your property insurance to ensure displaying art isn't excluded.

• Website: www.duckforcover.com.au​

 

​2. NAVA (National Association for the Visual Arts)

• Focus: Comprehensive insurance package (Public Liability, Professional Indemnity, Property, Personal Accident) included with Premium Plus Membership.

• Annual Membership Cost: $365.00 

• Key Benefits Beyond Insurance: Industry advice, resources, advocacy, discounts.

• Small Groups: NAVA's Premium Plus Membership may cover small groups (up to five people) working under a single ABN. Contact NAVA directly to confirm your group's eligibility.

• Good for: Professional artists seeking broad coverage, membership benefits, and potential group cover.

• NAVA Insurance: visualarts.net.au/Membership/insurance/

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3. BizCover - a broker which helps you find insurance suited to you 

• Focus: Online platform to compare quotes from various insurers for Public Liability and Professional Indemnity.

• Cost: Varies depending on your needs and the insurer you choose.

• Good for: Quickly comparing different insurance providers and finding a policy that suits your specific art practice and budget.

• BizCover: www.bizcover.com.au

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Important Disclaimer: Please note that the information provided here about Duck for Cover, NAVA, and BizCover is for informational purposes only and does not constitute an endorsement. Artists and makers are responsible for conducting their own research to determine if any insurance policy meets their individual needs and legal obligations. The Hastings Arts Trail and its organizers will not be held liable for any issues arising from an artist's choice of insurance provider or policy. It is up to each participant to ensure you are suitably covered during the Hastings Arts Trail. 

If you have experience with any other options, please let me know so I can pass it on!

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